Self-employed mortgages, figured out

Get tailored financial advice for sole traders or business owners that gets you into your home faster. Book a free discovery call to see how we can help you secure a mortgage.

Book Now

Buying as a self-employed person?

We help you make sense of your money

If you’re a self-employed person, a fluctuating income can make it harder to apply for a mortgage or secure a competitive rate. Not to worry. Our mortgage advisers can present your earnings in the best possible light and improve your chances of securing finance. We’ll help you:

Demonstrate income reliability

Present your income to look consistent

Create a cash flow plan for slow periods

Strategise a plan for future payments

How Can We Help?

Income verification

Earning an income as a self-employed person can make it harder to prove that you can make regular mortgage payments. We can help business owners and sole traders gather the right financial documentation to demonstrate income reliability to lenders.

Present a consistent income

Being self-employed can make it hard to prove that you can make a consistent income. We can help you highlight the financial metrics that lenders are looking for, such as cash flow stability and business growth, to increase your chances of securing finance.

Strategies for the future

Unexpected changes in your income can impact your ability to pay your mortgage. We can help with long-term planning, including strategies for paying off your mortgage faster or a cash flow management plan that ensures you can make payments while growing your business.

Get Started

Ready to get started?

From securing you a mortgage to equipping you with financial strategies to pay it off faster, we support business owners and sole traders at every step of their home buying journey. See how we can help you by booking a free 20-minute discovery phone call now.

Book Now

TESTIMONIALS

Hear what our clients are saying

Dillan has given me a new perspective on managing my finances intentionally to achieve both my short and long-term goals. With his guidance, I've set financial goals that are both pragmatic and aspirational. I look forward to continuing my financial journey with Dillan's ongoing advice.

Dr. Dominic Lomiwes

Warwick and the team at FoxPlan can help you secure your families future, its never too early or too late to start. Talk to the experts at FoxPlan now and get the right advice. Highly recommend.

Rebekah Fraser

Working with Stephan and his team was a fantastic experience. As a first-time homebuyer, their expertise and support made the process much less stressful. They explained everything clearly, answered all my questions, and worked miracles with the bank. Thanks to their dedication and professionalism, I am now a proud homeowner. Highly recommend!

Dr. Dominic Lomiwes